What you pay for insurance is generally based on your risk profile. What if Obama decides that they don’t want to insure you if you live a dangerous lifestyle? You’d think, “yeah, that makes sense”. What if they said living a dangerous lifestyle meant owning firearms?
It is nearly certain that coverage prescribed by the administration will, to control costs, exclude coverage for what it regards as excessively dangerous activities. And, given Sebelius’ well-established antipathy to the Second Amendment — she vetoed concealed carry legislation as governor of Kansas — we presume she will define these dangerous activities to include hunting and self-defense using a firearm. It is even possible that the Obama-prescribed policy could preclude reimbursement of any kind in a household which keeps a loaded firearm for self-defense.
The ObamaCare bill already contains language that will punish Americans who engage in unhealthy behavior by allowing insurers to charge them higher insurance premiums. (What constitutes an unhealthy lifestyle is, of course, to be defined by legislators.) Don’t be surprised if an anti-gun nut like Sebelius uses this line of thinking to impose ObamaCare policies which result in a back-door gun ban on any American who owns “dangerous” firearms.
After all, insurers already (and routinely) drop homeowners from their policies for owning certain types of guns or for refusing to use trigger locks (that is, for keeping their guns ready for self-defense!). While not all insurers practice this anti-gun behavior, Gun Owners of America has documented that some do — Prudential and State Farm being two of the most well-known.